En 1963 est créée en France la société Europ Assistance, à l'origine du concept de l’assistance aux voyageurs.
Aujourd'hui, Europ Assistance est un groupe international et un opérateur mondial de services d’assistance aux personnes dans les domaines voyage, de la mobilité et du service à la personne.
Filiale à 100% du groupe Generali, Europ Assistance est présent dans plus de 34 pays dans le monde.
Grace à nos 12 000 collaborateurs, nous réalisons un chiffre d'affaires de 3 milliards d'euros.
Europ assistance est en forte croissance et accélère sa transformation digitale pour accroitre sa compétitivité tout en conservant l'ADN dont nous sommes fiers: simplifier la vie de nos clients et les aider en toute circonstance!
Europ Assistance est engagé dans l'inclusion et la non-discrimination. Nous agissons ainsi quotidiennement en faveur du handicap, des seniors, de la mixité sociale, de l'égalité entre les femmes et les hommes. Nous recrutons avant tout des compétences et des personnalités et la diversité au sein de nos équipes est un enjeu majeur car elle est source d'innovation et de performance.
Nous offrons un espace de travail privilégié, en flex office, dans le quartier d'affaires du Stade de France (à 400m de la station RER D Stade de France).
Job Description
Job Description
Within the Insurance Department of the Europ Assistance Group, you will play a key role in shaping the underwriting strategy, driving profitability, and managing the travel insurance portfolio. Serving as the central expert, you will lead risk assessment, pricing decisions, and product governance, while ensuring alignment with internal policies and regulatory standards. In this strategic position, you will work closely with actuarial, pricing, product development, distribution, and claims teams to support sustainable growth and long-term profitability. You will report directly to the Global Head of Pricing and Underwriting.
Responsibilities /Tasks
Manage the Pricing Process of our international tenders
Evaluating the risk properly; understanding specificities of the opportunity; leveraging existing databases or existing segmented pricing models.
Interacting with the Sales team to build the best possible offer for the partner
Presenting the proposed pricing structure, expected profitability and areas of concern to the Underwriting Committee and in some occasions, to the partner in collaboration with the Sales team
Manage the underwriting Committee
Validate pricings done by local EA entities in accordance to the Group underwriting guidelines
Challenge action plans taken by local EA entities on their unprofitable accounts
Definition of pricing adjustments where applicable or other levers to steer profitability
Coordinate with the Irish Branch of the Europ Assistance Group to share analyses on the profitability of the Travel International portfolio.
Accompany the sales teams to present technical performance of the program during Annual Business Reviews
Contribute to Group initiatives related to Product and Pricing Standardization, two key pre-requisites for the implementation of the new core insurance platform
Product Development & Innovation
Partner with product and actuarial teams to design competitive travel insurance offerings tailored to different geographies and customer segments (B2B, B2B2C, B2C).
Support the development of new covers (e.g., epidemic/pandemic, CFAR…).
Ensure compliance with Product Oversight & Governance (POG) requirements.
Your contacts will be
EA Holding
General Management
Global Sales team
Data team
Actuarial team
Sales team
Pricing & underwriting team
Preferred Experience
Education or equivalent experience
Bachelor's degree in actuarial science, mathematics, or related area.
Skills/ Knowledge/abilities
You have a strong technical background in actuarial science or insurance.
Your technical knowledge has been supplemented by 5-10 years of prior experience in the underwriting of property and casualty insurance business
You are willing to work in an international environment in close collaboration with the commercial team and willing to be exposed to our partners
You have a good level of English (the Group's language of exchange)
Organized and autonomous: you will have to manage different topics and activities at the same time
Excellent analysis and synthesis capabilities; ability to communicate technical results to an audience with a different background
Proactive and relationship building oriented, driven by curiosity and personal initiative
Recruitment Process
1/ HR
2/ N+1
3/ Optional : technical test, N+2, culture fit
Additional Information
Contract Type: Full-Time
Location: Saint-Denis
Education Level: Master's Degree
Experience: > 5 years
50% remote
The Europ Assistance group is committed to inclusion and non-discrimination. We take action on a daily basis in favor of the disabled, seniors, social diversity and equality between men and women. Above all, we recruit skills and personalities. Diversity within our teams is a major challenge, as it is a source of innovation and performance.
About
With over million customers around the world and 12,000 employees in 37 countries, Europ Assistance is the 2nd global player of assistance services in 3 areas: travel, mobility, and personal care. Founded in 1963, Europ Assistance, the inventor of assistance, supports customers in over 200 countries and territories thanks to our network of 750.000 approved providers.
Our mission is to bring people from distress to relief – anytime, anywhere. We provide automobile assistance, travel assistance and insurance services, as well as personal assistance services such as the protection of the elderly, the protection of digital identity, telemedicine and the Conciergerie. The company vision, shared by our 12,000 employees, is to prove every day that we are the most reliable care company in the world, and to make our people proud of who we are, what we do, and, how we do it.
Europ Assistance is part of the Generali Group, one of the world’s leading insurers. It is with the support and commitment of Generali, its shareholder, that the Europ Assistance Group has become the world leader in its sector. As long-standing partners, the two entities are jointly committed to future-oriented projects.
Our promise and tagline, "You Live, We Care" is what we stand for every day. We are a care business, delivered by people. "We care" means that we are caring, available, reliable and easy to work with. Our employees bring those values to life.
As a leader in the assistance industry, we are looking for a passionate, committed, and self-driven talent to help us shape the future of the industry.
Europ Assistance is committed to inclusion and non-discrimination. We act in favor of disability, social diversity and equality. Above all, we recruit skills and personalities, and diversity within our teams is key because it is a source of innovation and performance.
